No matter where you live, you are not immune from disasters. Floridians and Gulf Coast residents frequently deal with hurricanes, Californians with wildfires, Oklahomans with tornadoes and Minnesotans with blizzards. But one thing remains the same with all natural disasters: You need an emergency kit. And it’s possible to build an emergency kit on a budget. Hopefully you keep sufficient…
The saver’s credit can knock as much as $1,000 or $2,000 off your federal income tax bill, depending on whether you file an individual or joint return. Yet many folks don’t know this tax credit exists. That’s right: Less than half of workers are aware of the saver’s credit, according to a survey by the Transamerica Center for Retirement Studies. And even retirees might be able to qualify for…
